With over 40 years of bankruptcy law experience and a magna cum laude degree from Loyola Law School, I help people facing financial difficulties understand their options and navigate the bankruptcy process successfully.
After working with top bankruptcy firms throughout Southern California, I’ve seen how overwhelming the process can be—and how expensive traditional legal representation has become. I offer a full range of services to individuals: chapter 7, chapter 13, and small business chapter 11s.
What Makes My Service Different
Legal Expertise You Can Trust: As a licensed California attorney, I can provide the legal advice that paralegals and document preparation services cannot. I’ll help you understand which assets to list, what exemptions apply to your situation, how to pass the means test and whether you need to reaffirm specific debts.
Personalized Guidance: I will guide you through every step of the process, answer your questions, and help you avoid costly mistakes.
Common Questions I Help With:
- Should I file for bankruptcy?
- Which chapter should I file?
- Do I need legal representation?
- What are my exemptions?
- How do I protect my assets?
- What documents do I need?
- Are my student loan dischargeable?
- How do I handle creditor communications?
About Martha Warriner
I’m a Santa Barbara resident who discovered that retirement wasn’t for me. During the pandemic, I explored writing and found my passion for helping others through clear communication. Now I’m combining my legal expertise with my love of writing to make bankruptcy law accessible to everyone.
When I’m not helping clients, you’ll find me working on my fixer-upper, practicing yoga, or walking my rescue pup Woody—a Jack Russell/Dachshund mix who keeps me active (unfortunately, I lost my sweet Woody last year; just a few too many health problems).
Ready to Get Started?
You can schedule a free consultation by emailing me at martha@bankruptcysage.com or schedule an appointment on the Appointment page.
Martha A. Warriner, Attorney at Law
Santa Barbara, CA 93110
(805) 892-1618
The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.