How to Rebuild Your Credit After Bankruptcy

These days, you can’t do much without a good credit score. Credit scores are important but they’re not the only thing. You’ve always needed a good credit score if you’re buying a house or car, but these days, you can’t even rent an apartment or get a credit card without one. Here are a fewContinue reading “How to Rebuild Your Credit After Bankruptcy”

In Bankruptcy, the 341a Is the Easy Part

Once you file your bankruptcy petition (any chapter), the first thing that happens is your 341a hearing. You’ll get a notice of your case number, your trustee, and the date and time of your 341a examination. It will usually be 30 to 45 days from your filing date. The hearing are almost always conducted onContinue reading “In Bankruptcy, the 341a Is the Easy Part”

How Does Chapter 13 Work?

Chapter 13 bankruptcy is a reorganization plan for individuals. It uses your disposable income over a three to five year period to pay some or all of what you owe to creditors. As you will see below, it’s a complex proceeding and is difficult to complete without the assistance of an attorney. Why file aContinue reading “How Does Chapter 13 Work?”