So If You’re Struggling, You’re Not Alone. If it feels like everyone around you is stretched thinner than ever, the numbers back that up. Individual bankruptcy filings rose 12% in the first half of 2026 compared to the same period last year — nearly 300,000 people sought relief in just six months. Total household debtContinue reading “Bankruptcy Filings Are Way Up This Year.”
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How Does Chapter 13 Work?
Chapter 13 Bankruptcy: How It Works, Who Qualifies, and What to Expect What Is Chapter 13 Bankruptcy? Chapter 13 is a reorganization bankruptcy for individuals. Instead of wiping out your debts immediately, it creates a structured repayment plan that uses your disposable income over three to five years to pay some or all of whatContinue reading “How Does Chapter 13 Work?”
How to Rebuild Your Credit After Bankruptcy
These days, you can’t do much without a good credit score. Credit scores are important but they’re not the only thing. You’ve always needed a good credit score if you’re buying a house or car, but these days, you can’t even rent an apartment or get a credit card without one. Here are a fewContinue reading “How to Rebuild Your Credit After Bankruptcy”
In Bankruptcy, the 341a Is the Easy Part
Once you file your bankruptcy petition (any chapter), the first thing that happens is your 341a hearing. You’ll get a notice of your case number, your trustee, and the date and time of your 341a examination. It will usually be 30 to 45 days from your filing date. The hearing are almost always conducted onContinue reading “In Bankruptcy, the 341a Is the Easy Part”